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A brilliant animated television advertisement by NZI, an insurance company in New Zealand, shows how bad luck can destruct our lives and career so it is always a good idea to be insured before the unseen happens. This ad narrates a short story of a cursed chair that takes bad luck with itself, wherever it goes. From flooding offices, to crashing brand new cars into poles, and blowing up petrol stations. This devil’s chair can turn over any good into bad. The ads ends with a text saying, “Bad’s not going anywhere. Neither are we” NZI through this ad tries to highlight issues of unforeseen risks that small businesses might face in case they do not get themselves insured from a good insurance company like the NZI. Watch the commercial and let us know your feedback in the comment section below. No wonder sometimes just a little bad luck can…